Acta Univ. Agric. Silvic. Mendelianae Brun. 2009, 57, 89-96
Published online 2014-10-14

Solution of negative consequences of risks by the means of insurance

Dana Martinovičová

Ústav podnikové ekonomiky, Mendelova zemědělská a lesnická univerzita v Brně, Zemědělská 1, 613 00 Brno, Česká republika

Risk management should ensure a company to be able to react to possible future situations in a good advance and through variant solutions. This should minimize both, a risk and possible negative risk consequences especially on trade and on a single existence of a company. Solution of negative consequences of risks is the one of important goals and of investigation of companies' management as well as of companies´ owners. Submitted article presents the procedure of entities' risks selection for the purpose of their negative consequences covering by the means of insurance. This procedure has been elaborated by the author based on secondary research as well as on primary research. Author’s primary research has been focused especially on observation and analysis of several tens of entities. The procedure presented in this article has been also fruitfully implemented in observed entities. The content of this article would become an asset of risk management as of the branch of science; it would be a benefit for insurance as for connected branch, and also for the sphere of management economics.


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